January 14, 2018 at 10:29 am | Posted in Wise Investments, Wisely Purchasing Big-Ticket Items | Leave a comment
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Do some research on these things beforehand in order to make an intelligent choice, insuring you are getting the best deal.

Many times, a salesman or business owner will try to persuade you into buying one item rather than another, simply because his commission will be higher or his profit will be better, so you can’t completely rely on a sales person’s advice no matter how sincere they may seem to be.

Do your homework to be completely satisfied with all your purchases.



November 10, 2017 at 2:15 pm | Posted in Dodging Favors and Requests | Leave a comment
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Have you ever been asked to buy something or do something that for one reason or another you really don’t want to do?

The easiest way to answer these types of requests from friends, relatives or anyone else without antagonizing them is to say, “I’ll think about it.”

“I’ll think about it” usually satisfies every request simply because they will think you are in the process of deciding whether or not you are going to agree to their request, but in reality you are stalling them indefinitely which usually gets you off the “hook” permanently.

Nine times out of ten, they will have changed their mind about what they wanted, or they got someone else to grant them their request, or they decided it was a bad idea in the first place and won’t ask you for that particular favor again.


June 27, 2017 at 2:54 pm | Posted in Tips On Purchasing A Brand-New Home | Leave a comment
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What is the answer?

If you want to move, do you buy another house first and move into it before you have sold your present house?

Absolutely not!

First of all, if you want to sell your house, it will sell faster with your furniture still there in your home. That way, people will get a good idea how the rooms will look with their furniture.

Unless you’ve won the lottery, no matter how much you would like to buy another house, it’s very risky doing so before your present house has sold no matter how good of a deal the new house may be.

Always sell the house you already have before buying another or you could lose both if you end up having to make payments on both of them.


Monitoring Your Mortgage Payments

February 9, 2014 at 1:28 pm | Posted in Helpful Hints, Monitoring Mortgages | Leave a comment
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Have your monthly mortgage payments unexpectedly increased?

If not due to an increase in taxes or an increase in the cost of homeowner’s insurance, call your mortgage company to find out why.

The fact is, some mortgage companies would rather tie up your money, inexplicably having your money in their bank account rather than letting you have your money in your bank account readily available for your needs.

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